Simulated results are not guarantees.

Lockinfy provides no investment, financial, tax or legal advice. Presets are starting points shown in full, not recommendations for your circumstances. Decisions about your assets are yours; consider independent professional advice.

A monitoring alert is an evaluation of your own rule against the data Lockinfy had at the time. It is not advice, a prediction or a recommendation to trade. Once you start monitoring a wallet, Lockinfy’s server checks your rules on a schedule, also while Lockinfy is closed, but a check can run late or be skipped (for example when prices or balances can’t be read), and an alert can be delayed or fail to arrive. The demo is checked in your browser, when you open it. Either way Lockinfy relies on third-party prices and balances, so alerts can be delayed or missed.

The protection amount a trigger shows is what your own rule calls for on the holdings Lockinfy read. If you act on it, you make the transaction yourself, at the prices and costs where you make it.

When one of your rules triggers, its level moves on, whether or not you act: the profit lock sets a new lock level, drawdown protection waits for a new high, a capital-recovery or ladder step is marked done. A trigger you dismiss, ignore or let expire does not fire again for the same move. Triggers not acted on expire after 7 days, or when a newer trigger of the same rule replaces them.

• When you report a protection as completed, Lockinfy looks for it in read-only wallet data: volatile holdings down and stablecoins up by about the protection amount, in the same tracked wallets.
• It checks at your monitor’s scheduled checks, for 24 hours after you report it. If it can’t see the change in that time, the trigger closes as “Manual completion reported”, never as verified.
• Assets moved to an exchange, to another wallet or into a stablecoin Lockinfy does not read can’t be verified. Adding or removing tracked wallets after a trigger also rules out verification.
• Demo triggers can’t be verified: there is no wallet behind the demo portfolio.

Protecting capital means selling assets that might otherwise keep rising. A strategy can end a period behind simply holding, sometimes by a wide margin. Lockinfy shows this difference next to protected amounts; read the two together.

Results depend heavily on the window measured. A window that ends at a market low flatters protection; one that ends at a high flatters holding. Past performance, simulated or real, does not predict future results.

• In simulations, rules are checked once a day, at the daily close. Moves within a day are not seen.
• Each simulated sale fills at that day’s closing price, with a modelled trading cost. Price impact, slippage beyond that cost and failed transactions are not modelled.
• Taxes are not modelled. In most places each sale can be a taxable event, so real protected amounts would be lower.
• Protected proceeds are held as a stable reserve valued at exactly $1.00, with no yield. Real stablecoins can lose their peg.
• Network fees, exchange limits and outages that could delay or prevent a real sale are not modelled.

• For a tracked wallet, history is estimated: today’s holdings valued at past daily prices over up to 12 months. Past deposits, withdrawals and trades are not known, so these figures are labelled as estimates.
• Without transaction history, the cost basis of a tracked wallet is unknown. Rules that depend on what you invested are switched off rather than guessed.
• Prices come from a third-party provider and can be delayed, revised or unavailable. An asset without a price is left out of totals, and the product says so.
• Only supported networks and tokens are read. Assets elsewhere are not included.
• The demo portfolio uses synthetic, illustrative prices. It does not reflect any real market or person.

Crypto assets can lose most or all of their value quickly. Using Lockinfy does not reduce that risk: it models how rules might have responded to it.

Live protection is not available. If it becomes available, it would run only from a wallet you control, with permissions you approve in that wallet, and would carry its own risks. Those risks will be set out here before it launches.